But suppose your spouse expects to receive an inheritance, present, or private personal injury settlement? In case you file jointly as well as your spouse becomes entitled to obtain a single of those "windfalls" within six months of filing, you must turn more than any nonexempt q
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If you’re filing for individual bankruptcy, you may want to prevent paying your utility costs only If they're by now delinquent. As well as in that situation chances are you'll only desire to spend in your present use in the event you’re at risk of a disconnection
Against this, in case you file for Chapter thirteen personal bankruptcy, you'll be able to maintain all your home. But you'll have to pay for your unsecured creditors (like credit card firms) an quantity equal to the worth of your respective nonexempt property.
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